Whether you're buying a farmhouse in the country, a condo in the city, or your forever home in a small town, the Partners Bank mortgage team can help you find an affordable loan that makes it all possible.
Ready to apply for your loan? We’re ready to help.
We're passionate about helping people make their big move
We got this! The Partners Bank mortgage team in Arkansas has years of experience, deep knowledge of all loan options, and the personal touch it takes to guide our neighbors through the application process. Pick your dream home and start packing up your belongings – when it comes to financing, we're happy to do the heavy lifting.
Conventional Loans
Fixed-rate mortgages feature the same monthly payments year-in and year-out, making it easier to plan your long-term finances.
- Loan amounts up to $832,750
- 15- and 30-year fixed mortgages
- Down payments as low as 3%
- For primary residences, second homes and investment properties
FHA Loans
For nearly a century, the Federal Home Administration has provided Americans with affordable mortgages with low down payments.
- Loan amounts up to $541,287
- 15- and 30-year fixed mortgages
- Down payments as low as 3.5%
- Flexible credit guidelines
- Often used by first-time homebuyers
VA Loans
Thank-you for defending our freedom! On behalf of a grateful nation, Partners Bank helps active duty military, veterans, reservists, and some military spouses get 100% financing on their home purchase.
- Loan amounts to $832,750
- 15- and 30-year fixed mortgages
- No down payment required for eligible veterans
- Lower mortgage rates
- No private mortgage insurance (PMI) required
USDA Loans
If you're looking for a home in a rural area, ask us about U.S. Department of Agriculture loans with low rates and flexible guidelines.
- No maximum loan amount limit (only an income eligibility requirement)
- 15- and 30-year fixed mortgages
- Down payments as low as 0%
- No traditional private mortgage insurance (PMI)
- Ask our team if your property location qualifies
Jumbo Loans
If your growing family needs a bigger place or you're relocating to a more upscale neighborhood, we can provide you with a mortgage that exceeds the conventional loan limit of $832,750.
- Fixed-rate and adjustable-rate mortgages
- Competitive interest rates
- No private mortgage insurance (PMI) required in many cases
Renovation Loans
Maybe you're new place is a fixer-upper. Or maybe you just have an idea for an immediate upgrade.
- One loan to cover both home purchase and renovate costs
- Down payments as low as 3%
Manufactured Home Loans
Manufactured homes have become sturdier and more attractive in recent years, offering an affordable alternative to traditional homes.
- Financing for manufactured homes on permanent foundations
- Loans for single-, double-, and triple-wide structures
Click 'N' Close
This down payment assistance program can be used with FHA and USDA loans.
- Forgivable and repayable options
- Minimum credit score of 640
- Not limited to first-time homebuyers
Home Equity Line of Credit
Qualify for access to a revolving loan fund that you can tap into anytime for any reason at all. Pay medical bills, cover tuition costs, make major repairs, take a family vacation – or consolidate higher interest debt.
- Credit limit based on the equity you have in your home. (Equity is your home's current market value minus your outstanding mortgage balance.)
- Access funds through Online or Mobile banking or at Partners Bank branches
- Pay interest only on the amount of money you've actually borrowed
- Lower interest rates than most credit cards
Disclaimers
Loan approval based on credit history, amount requested, loan terms. Other fees and restrictions may apply.