SBA Lending

Small businesses are the backbone of the Arkansas economy. At Partners Bank, we provide them with a financial boost from Small Business Association loans that can be used to purchase real estate, equipment and more.

 

 

 

 

Small businesses often face challenges qualifying for conventional commercial loans. That's where SBA funding comes in, providing start-ups and established businesses with resources needed to expand, modernize, and diversify. Partners Bank is a preferred lender in Arkansas, meaning we can approve loans locally without waiting for the SBA to sign off. This status significantly reduces wait times for financing.

 

• Funding for a wide variety of needs, including real estate acquisition, renovations, equipment purchases, expansion projects, business mergers, and working capital.
• Longer repayment terms than most traditional loans. Lower monthly payments improve cash flow and free up cash flow for other crucial business needs.
• Lower down payment requirements allow businesses to qualify for loans without having to raise as much upfront capital.
• Competitive interest rates – because of government loan guarantees, rates are often more attractive than conventional commercial loan rates.